Federal Direct Loans
S. citizens or U.S. permanent residents and enrolled at least half-time (two units) to borrow directly from the federal government rather than from a bank. Loans made through this program include the Direct Subsidized and the Direct Unsubsidized Loans. Eligibility for the Subsidized Loan is determined by the information provided on the FAFSA.
Direct Subsidized Loans: The student must demonstrate federal financial need. The U.S. Department of Education will pay (subsidize) the interest that accrues during certain periods.